Can Someone Send Money to My Netspend Card? (2024)

  • Banking

How To Find Your FlashPay ID To Receive Money

ByAnna Baluch

Updated on May 31, 2022

Reviewed by

Michael J Boyle

Can Someone Send Money to My Netspend Card? (1)

Reviewed byMichael J Boyle

Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, derivatives, equities, fixed income, project management, and analytics.

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In This Article

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In This Article

  • What Is Netspend?
  • How To Send and Receive Money on Netspend
  • Where To Find Your FlashPay ID
  • Frequently Asked Questions (FAQs)

Can Someone Send Money to My Netspend Card? (2)

With the Netspend prepaid debit card, you can make transactions without a checking account. As long as you know your FlashPay ID, you may use the card to receive money from your friends and family.

Let’s take a closer look at how someone can send money to your Netspend card.

Key Takeaways

  • Netspend offers reloadable prepaid debit cards that don’t require a bank account or credit check.
  • As long as you know the right FlashPay ID, you can use FlashPay to send or receive money with your Netspend card.
  • To find your FlashPay ID, you’ll need to request a Netspend card online, create an online account, and log into your Online Account Center.

What Is Netspend?

Founded in 1999 and based in Austin, Texas, Netspend is a technology company specializing in reloadable prepaid debit cards that are not linked to existing bank accounts. It offers both Mastercard and Visa cards for those who don’t have access to a bank account or depend on alternative financial services. These cards do not require a credit check or come with any activation fees or minimum balance requirements.

What Is FlashPay?

FlashPay is a Netspend service you can use to transfer money to and from your prepaid debit card. You may send or receive funds with others who have Netspend debit cards along with ACE Elite, Control, and Purpose cardholders. To send money, you’ll need the other person’s name and FlashPay ID. You can also use your own FlashPay ID to receive money from your friends and family.

Note

There is no cost to order a Netspend card, however, once you activate your card, you will need to choose either a monthly or pay-as-you go plan,

How To Send and Receive Money on Netspend

It’s fairly simple to send and receive money on Netspend. To do so, follow these steps.

Send Money

  1. Find out the other person’s name and FlashPay ID. (We’ll discuss how to get their FlashPayID below.)
  2. Log in to your Online Account Center.
  3. Enter the recipient’s name, FlashPay ID, and the amount you want to send.

You can also send money via bank transfer if you have a bank account. Other ways to send money include using your Netspend account with WesternUnion or PayPal. In addition, you can use your Netspend account number and routing number to pay bills online.

Receive Money

  1. Make sure your friends and family know your FlashPay ID. (We’ll discuss how to get it below.)
  2. Tell them to log in to their Online Account Center.
  3. Once they enter your name, FlashPay ID, and the amount they want to send, you’ll receive the funds into your account.

Where To Find Your FlashPay ID

To find your FlashPay ID, you’ll need to start from the beginning and get a Netspend card. Here’s how:

  1. Visit Netspend.com and click on “Sign Up Now.”
  2. Fill out the online form, which will ask for your name, address, and email address. You must also indicate which payments you’d like to receive via direct deposit (paycheck, tax refund, government benefits, none, etc.).
  3. Choose the card you prefer.
  4. Review the cardholder agreement and privacy policy.
  5. Click “Get My Card.”
  6. Wait for seven to 10 business days to receive your Netspend card in the mail.
  7. While you wait for your card, create your online profile with a username and password.
  8. Activate your online account via a one-time passcode that you’ll receive in your email.
  9. Log in to find your Online Account Center, where you’ll find your FlashPayID.
  10. If you can’t find it or have any questions, call customer service at 1-86-NETSPEND (1-866-387-7363).

Frequently Asked Questions (FAQs)

Can someone use PayPal to send me money to my Netspend Card?

Yes, a friend or family member may send money to your Netspend card via PayPal. They can link their PayPal account to your Netspend account. PayPal also lets its customers add money to their PayPal prepaid cards at Netspend reload network locations across the country.

How can I put money on my Netspend card?

You can put money on your Netspend card in a number of ways. You can enroll in direct deposit and get your paycheck or government benefits up to two days faster. If you have paper checks, you may use Mobile Check Load to load them directly from your smartphone. Another option is to visit a Netspend reload relocation near you to add cash or checks in person.

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Can Someone Send Money to My Netspend Card? (2024)

FAQs

Can someone send money to my Netspend card? ›

Send or Receive Money: You can receive money from friends, family, or anyone as long as they have a Netspend . Simply give them your FlashPay ID, and they can use the “Send Money” option under “Move Money” to transfer funds.

Can you receive money on a Netspend card? ›

Netspend offers reloadable prepaid debit cards that don't require a bank account or credit check. As long as you know the right FlashPay ID, you can use FlashPay to send or receive money with your Netspend card.

Can Netspend be trusted? ›

Netspend allows individuals to receive access to their direct deposit funds two days early, and your money is FDIC-insured via Netspend's relationship with three banks. The company does not charge overdraft fees and allows consumers to open a savings account that pays 5% on balances of less than $1,000.

How to deposit cash into Netspend account? ›

Add money at a retailer near you

Add cash at one of over 130,000+ Reload Locations nationwide.

Can someone send money to your card? ›

Send money to the bank accounts of relatives and friends using their Visa debit card number.

Can someone send me money to my prepaid card? ›

Third-Party Payments

It is also possible to have funds added to your prepaid card by a third-party. Someone else can send you money with a one-off payment or you can have regular payments set up. You can have your salary or benefits paid to your prepaid card each month.

What bank is associated with Netspend? ›

Netspend Visa® and MasterCard® Prepaid Cards are issued by The Bancorp Bank, Pathward®, National Association, and Republic Bank & Trust Company, Members FDIC. Netspend is a registered agent of The Bancorp Bank, Pathward, NA, and Republic Bank & Trust Company.

What is the minimum amount you can load on a Netspend card? ›

There is no minimum amount of money you're required to put on your NetSpend prepaid card. However, you will need to put at least $10 on the card the first time you load it. Please let us know if you have any other questions!

Why does Netspend need my social security number? ›

1 IMPORTANT INFORMATION FOR OPENING A CARD OR DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account.

What are the cons of Netspend? ›

Excessive fees: Maintenance and activity fees will cost you

With the Netspend Visa Prepaid card, even if you qualify for the $5 lower monthly fee, you'll be spending $60 annually just to hold and use.

How much is the Netspend monthly fee? ›

Summary of fees:
Type of FeePay-As-You-Go PlanMonthly Plan
Plan fee$0$9.95 per mo.
Per purchase$1.95$0
ATM withdrawal$2.95$2.95
Cash reload$3.95*$3.95*
3 more rows

Is Netspend a real checking account? ›

Funds on deposit are FDIC insured through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward will be aggregated up to the coverage limit, currently $250,000.00. The Netspend Debit Account is a deposit account established by Pathward, National Association, Member FDIC.

How can someone send money to my Netspend card? ›

How to move money into Netspend
  1. Direct deposits. Adding money via direct deposit is a convenient way to add a paycheck or government benefits check to your Netspend Card Account. ...
  2. Netspend Reload Network. ...
  3. Bank transfers. ...
  4. PayPal. ...
  5. Transfer between other Netspend accounts. ...
  6. Tax refunds.
Sep 7, 2022

Can you deposit money to Netspend at Walmart? ›

The NetSpend card can be loaded at grocery stores, gas stations, check cashers, and convenience stores all over the country. You can find the nearest reload location here. Some of the reload locations include Walgreens, Office Depot, 7-Eleven, CVS and Walmart.

What happens if you don't use your Netspend card? ›

If there has been no activity on an account for 90 days, Netspend will begin charging a $5.95/month inactivity fee. If you have a monthly plan and are inactive for 90 days, this fee will replace the fee for the monthly plan.

Does NetSpend work with Cash App? ›

Adding Your Netspend Card to Cash App:

Open the Cash App and tap the "Banking" icon (resembling a house) in the lower-left corner. Scroll down and select "Link Bank Account" or "Add Debit Card." Enter your Netspend card information, including the card number, expiration date, CVV, and billing ZIP code.

How can someone put money on my Western Union NetSpend card? ›

Head to a participating Western Union® agent location. Give the agent the amount you wish to load, plus the fee. If you're loading a prepaid card, give them the card too!

How much does it cost to transfer money from NetSpend? ›

Move Money to and from your Card Account
Western Union Money Transfer®Fee varies
Account-to-Account Transfer Fee via Website$0
www.netspend.com.
Account-to-Account Transfer Fee via CS Agent$4.95
Per transfer via Customer Service Agent. Fee is assessed to transferor's account when the transfer is processed.
9 more rows

What bank does NetSpend use? ›

Privacy Policies. Netspend Visa® and MasterCard® Prepaid Cards are issued by The Bancorp Bank, Pathward®, National Association, and Republic Bank & Trust Company, Members FDIC.

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